HELOC – Empeople

With Empeople, you can reach your financial destination your own way—but you won’t have to do it alone.

Financing your journey through life can get expensive, and excess debt can quickly weigh you down. Consolidate multiple debt payments–credit cards, car loans, and more–into one to help relieve some of the burden. Work with an Empeople lending expert to explore how you can leverage the equity in your home to forge a new path toward debt repayment.

A fixed rate loan option.

APPLY FOR AN EZ EQUITY LOAN

EZ Equity

One-time lump sum
Fixed-rate loan payments
Secured by your home
Repayment term of up to 10 years
No additional mortgage insurance costs
No prepayment penalty

Talk to an Expert

Call us at (800) 338-6739 to speak with an EZ Equity expert or send a message with the form below and we’ll contact you about an EZ Equity Loan.

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A line of credit when you need it.

APPLY FOR A LINE OF CREDIT

Home Equity Line of Credit

Line of credit you can access over time
Adjustable rates
Secured by your home
Quick access to funds
Interest-only payments for 120 months

Talk to an Expert

Call us at (800) 338-6739 to speak with a HELOC expert or send a message with the form below and we’ll contact you about a HELOC.

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Refinance and get cash.

APPLY FOR A CASH-OUT REFINANCE

Cash-Out Refinance

One-time lump sum
Refinance your existing mortgage to a new loan
Secured by your home
Variety of terms available

Talk to an Expert

Call us at (800) 338-6739 to speak with a Cash-Out Refinance expert or send a message with the form below and we’ll contact you about a Cash-Out Refinance.

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What are members saying?

Rebecca helped with the consolidation, and we put together a debt snowball plan to get my credit cards paid off quickly. I’m looking forward to watching my credit score increase and to start saving for the down payment on a home. Having an accountability partner to check in on me and help provide a roadmap has made a huge difference in my success.

Mark B.

For the first time in my life, I am able to have a savings account, all of my bills paid and able to reduce my debt easily with every paycheck. With my goals in sight, I can step out with confidence, knowing that I can consult with my financial coach. I have such a great team with Empeople Credit Union on my side to help me crush my financial goals.

Ashley P.

The program has helped me financially in more ways that I thought. I would absolutely recommend to family and friends. I already recommend the program to my brother-in-law. I am definitely a lot closer to my goals because of the program vs. me doing it myself. The biggest changes I’ve see is in my credit score improvement on-top of my savings building!

Empeople Member

Use these calculators to decide what home buying experience is for you.

Mortgage Calculators

Calculate a Home Equity Loan Payment
Home Equity Loan or Line of Credit?
Consolidating Debt with Home Equity

Using Home Equity for a Major Purchase
The Equity in Your Home
See All Calculators

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